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Home Information Packs

HIPs - An Introduction
Home Information Packs (HIP’s) became law on August 1, 2007. If you are marketing your property publicly for sale, then you must have a HIP already inplace or ordered. This is not he case if you are not placing your property on the open market, i.e. if you are selling direct to your uncle or brother etc..
There is no obligation on sellers to buy a pack from an estate agent or a solicitor. You can produce your own, or use one of the emerging Independent HIP suppliers and save potentially hundreds of pounds.
Regardless of who compiles the pack, there are certain forms that must be included in a home information pack. (Required Documents)
These are:-

1) An official INDEX of your home information pack.
(download from here)
2) An official SALE STATEMENT.
(download from here)
3) And EPC (energy performance certificate).
(request from here)
4) Official copies of the REGISTERED TITLE
(obtain from www.LandRegistry.org.uk)
5) Official copies of the TITLE PLAN
(obtain from www.LandRegistry.org.uk)
6) Local LAND CHARGES SEARCH (LLC1)
(obtain from your local council authority)
7) Local ENQUIRIES SEARCH (CON29)
(obtain from your local council authority)
8) DRAINAGE & WATER SEARCH (CON29DW)
(This can be obtained from your water company)

Also

• New Homes Warranty i.e. NHBC or Zurich (only applicable if property still has benefit of this)
• Home report for partly built property (only applicable for part built homes)
• Leasehold Information (only applicable if property is leasehold)
• Commonhold Information (only applicable if property is commonhold)

Additionally, you can also include the following 2 items..

9) HOME USE FORM
(download from here)
10) HOME CONTENTS FORM
(download from here)

There are also various voluntary documents that you can include in your Home Information Pack. You do not have to include these but if you think it may help in marketing your house then you may think it’s worthwhile to include them.
These are:-

• Home Condition Report
• Guarantee’s and Warranties i.e. for structural works or for newly fitted boiler
• Further searches i.e. Mining, Environmental.

HIP packs are relatively simple to put together. It’s just a matter of knowing where to find the relevant forms, how to fill them in and then where to send what forms.
The estimated costs of what a typical HIP breaks down as, follows:-
£80 - Energy Performance Certificate (request here)
£100 – Search Fees (Local Authority) – Can vary
£45 – Drainage and Water Search – (- Can vary)
£10 – Land Registry Fees

Step 1). The Index
This is the first page of your Home Information Pack although you will probably not be able to complete it until last.
The Index Document is available Here (Opens a seperate window)
The first box to complete is the property address. You need to type in the address of the property for sale in the box at the very top of the page (see Index pdf Thread).
At the bottom of the first page there are two tick boxes.
These boxes are to confirm that you (the seller) have completed the form or have instructed someone else to complete the form and that the answers in the form are to the best of your knowledge.
It’s important to note that if you tick these boxes and knowingly give false information any buyer who relies on this information may be able to take legal action against you. You must tick these boxes because if a buyer sees that you haven’t ticked these boxes they will not want to rely on the form and you may lose your sale.
The form then goes on to a check list format listing all the documents to be included in the Home Information Pack.
It is arranged into four parts,
General – required documents,
commonhold – required documents,
leasehold required documents and
authorised documents (voluntary).
You need to tick the box next to each, every time you are including the relevant document, and type in the date of the document. If for any reason you are not including the document you can type the reason in the box at the side.
You can tick the first box for the index and insert the date that you finished the index in the box below.

Step 2). The Energy Performance Certificate
The main unavoidable cost is the energy performance certificate, which must be carried out by a qualified, accredited and Insured Domestic Energy Assessor and will cost somewhere between £80 and £120 depending on the property type.
The Energy Performance Certificate tells you how energy efficient the home is on a scale of A-G. The most efficient homes, which should have the lowest running costs, are in band A.
The Certificate also tells you, on a scale of A-G, about the impact the home has on the environment. Better rated homes should have less impact through Carbon Dioxide emissions.
Once you have this you can check the box for energy performance certificate report and mark the date of the document on your index. Example EPC

Click here to request an EPC

3). The Sale Statement
The Sale Statement should provide some basic information about the sale, including:
The name of the seller and the address of the property being sold
Whether it is freehold or leasehold
Evidence of title (whether the title is registered or unregistered).
A copy of the Sale Statement can be downloaded Here (opens a seperate window)

4). Title Plan 5). Register
For most properties, the pack should include official copies from Land Registry of the Register and the Title Plan:
The Property Register provides a brief description of the property and whether it is freehold or leasehold. For leasehold properties, the number of years remaining on the lease should be stated. You may wish to look at the Title Plan to check that it shows the boundaries of the property as you understand them to be.
The Proprietorship Register states who is currently registered as owning the property. A title which is described in the Property Register as “absolute” (for either freehold or leasehold) or “good” (which applies to leasehold only) should have the best classes of title. If the title is described as “qualified” or “posessory”
you may wish to seek legal advice as to whether someone other than the registered owner has a claim to the property. If there are other documents referred to in these registers, you or your legal adviser may be able to obtain full copies or summaries of these documents from the Land Registry.
The Land Registry (landregistry.gov.uk) will supply evidence of title for £3 and the title plan, again £3. After that, costs vary according to each local authority.

Local Search
There are two compulsory searches that need to be included in the home information pack. These are the local search and the drainage search.
Local Land Charges & Local Enquiries
The local search is split into two parts, the LLC1 (land charges search) and the CON29 (local enquiries).
Each local council has a different price for completing these searches so contact your local council and find out the cost of the LLC1 and CON29 search as well as the address to send it to.

6). LLC1
(land charges search)

This will show up information on your property relating to conditional planning consents, conservation area, tree preservation orders, Council grants that may need to be repaid, agreements and identification of the property as a building of special architectural or historical interest amongst other things.
A pdf version of this form is available Here.

7). CON29
(local enquiries)

The CON29 deals with planning, highways, environmental health, housing, building control.
CON29 includes the following
• All entries on the Local Land Charges Register
• All Planning Decisions (pending and decided)
• Planning Designations and Proposals within a radius of 200m of the property.
• Road Adoption status
• Highway Schemes
• Any other relevant schemes and notices

8). Drainage & Water Search
The drainage search is sent to the water authority in charge of the area.
Information by this search will tell you whether the property is connected to the mains and drains, a map of sewers within the boundary of the property and whether the property is on a water metre.
Drainage & Water Report (CON29DW) is provided by the various local water companies in England and Wales. CON29DW report reveals details of water and sewerage assets under and around properties allowing solicitors to determine if properties are properly serviced and to identify any liabilities that owners may incur.
Residential Drainage & Water Search CON29DW - includes all the essential water and sewer information surrounding your property including:
• If the property is served by public sewers
• If the property is connected to mains water
• Whether there are water mains located within the boundaries of the property
• Which company supplies the water
• What is the basis for charging for sewerage and mains water supply

Additional documents:

9 & 10). Home Use and Home Contents forms.

Home use and home contents forms let sellers give buyers information on a range of matters relating to the property.
These include information on boundaries, notices, services, sharing with neighbours, planning permissions and other matters of interest to potential buyers.
It is usual for sellers to declare which fixtures and fittings and other contents of the property are included in the sale, are excluded from the sale, or are subject to negotiation.

For more details and to download all the enecessary forms.

Please visit http://www.RapidEPC.co.uk      www.homestandards.co.uk    http://homestandards.wordpress.com   


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